Making the transition from renting to owning a home may seem difficult, but with M&T you can become a homeowner even if you have: Little money saved - M&T offers low downpayment mortgage options, reducing the amount of cash savings needed to buy a home. We may even be able to help you finance your closing costs. Less-than-perfect credit or no credit history - If your credit isn’t perfect, M&T can often find a mortgage that’s right for you. And, if you lack a credit history, we may be able to use “non-traditional” forms of credit including records of timely utility or rent payments. Changed jobs recently - When buying a home, a steady income is more important than how long you’ve been in the same job. Foreign citizenship – If you are a legal resident, you can likely purchase a home in the United States. Contact M&T for information on our many first time buyer programs!
Guy Stafford VP Community Lending Manager
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