Be SMART Home Complete provides an unsecured loan, up to $15,000, for weatherization and whole home envelope improvements at an interest rate of 4.99%. Typical energy savings are in the range of 15–25%, depending on each household’s energy usage profile. You will receive recommendations to improve the efficiency, safety, and comfort of your home based on the results of a home energy audit..
The energy audit and improvement work must be performed by contractors on the Be SMART Eligible Contractors List. Other requirements include verification of income, a credit score of 640 or greater, and a debt-to-income ratio of up to 50%.
For More Information
MD Department of Housing and Community Development
(410) 514-7618 Email Website
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