May 20, 2016 - From the Blog
By Live Baltimore's Business Relationship Manager, Carrie Baniszewski
At Live Baltimore, relationships with our real estate partners are so important to our success. These relationships allow us to ensure our home buying clients have access to businesses and individuals who are not only experts in their fields but also experts in Baltimore City.
These partners share our vision and passion for Baltimore City and are able to guide our clients through the often intimidating process of purchasing a new home, finding the perfect neighborhood, and taking advantage of the many incentives available.
We recently sat down with our newest partner, Scott Serafin from Bay Capital Mortgage, to talk about his passion for the city and what makes the partnership with Live Baltimore so special.
Live Baltimore: How long have you lived in Baltimore City?
Scott Serafin: 4 years
LB: Which neighborhood do you currently live in?
SS: Locust Point
LB: In your opinion, what is the best thing to do on a Saturday night in the city?
SS: Hands down, Camden Yards. I just saw a game there this weekend, actually.
LB: What one piece of advice would you give to someone moving to Baltimore from out of town?
SS: Get to know your neighbors. Most of the people that I am closest with now are my neighbors and they help me out with any number of things around the house or just hanging out. To go along with that, take pride in your house and your area. To keep Charm City looking great we all have to do our part.
LB: Which Baltimore celebrity (past or present) would you most like to have dinner with?
SS: Can I pick one present and one past? Present, Mike Rowe, the Dirty Jobs guy and past, Edgar Allan Poe. I think that they’d both have some pretty interesting stories to tell.
LB: What is your favorite locally made product?
SS: The local craft beer scene, specifically Union Craft and Heavy Seas.
LB: What is one thing you would want the world to know about Baltimore?
SS: It’s not what you see on The Wire or CNN. It’s a city that keeps getting smaller and smaller, in a good way. I mean you get to meet more people and discover more things about the city every year.
LB: Ok, now on to the more “businessey” questions. How long have you worked for Bay Capital?
SS: I have been with Bay Capital for 3 months now. Bay Capital is based out of Annapolis and has been very successful in that area. I was recruited by my team leader, Matt Nader, specifically, because they wanted to do more work in Baltimore City. I am very excited to help them grow their business in this market.
LB: How long have you worked in the mortgage business?
SS: 6 years, I worked with Ryan Homes in a previous position and have experience with the city incentives as well as the Maryland Mortgage Program.
LB: What do you love about working for Bay Capital?
SS: There is a lot of freedom involved. I basically manage my own business but have their support as well. I have flexible hours, I get to work from home and focus on growing the Baltimore market.
LB: Why should a Live Baltimore client go to you/Bay Capital for their mortgage needs?
SS: Particularly for the Live Baltimore client who wants to take advantage of the incentives available through the city or State, I can be a one-stop shop. I can handle the paperwork and communication with the varying city and State programs as well as coordinating with your agent and Live Baltimore.
LB: Why did you choose to partner with Live Baltimore?
SS: Having worked with Live Baltimore before, I think the work you do is very important. I think having an agency that communicates all the incentives and options available, in one place, is a huge asset to the city and I wanted to be a part of that. I wanted to be a part of not only spreading the word about the incentives but spreading the word about Live Baltimore.
LB: Is there anything else you would like us to know about you?
SS: Just that I moved here from New Jersey and I had been coming to Baltimore since I was a kid, to attend games at Camden Yards, and I always loved visiting. Moving to Baltimore after college seemed like a logical step for me and my wife and we have no plans to leave here.
Thanks to Scott for his willingness to speak with us—and for his enthusiasm for Baltimore. If you'd like to speak with Bay Capital about your mortgage, look for them at an upcoming Live Baltimore event or find their profile on our website.