Maryland Mortgage Program Special Assistance Grant

At a Glance
$1,500 or $2,500 down payment and closing cost assistance, grant
Who's Eligible?
Baltimore City homebuyers who meet income and other program requirements
To Get Started:
Complete homeownership counseling and contact a Maryland Mortgage Program-approved lender

The Special Assistance Grant is designed to assist eligible homebuyers with a grant for down payment and closing cost assistance when purchasing a home with a Freddie Mac Advantage conventional mortgage. This program can only be used with selected Maryland Mortgage Program loans.


This program reduces the amount of money you’ll need up-front to buy your home.


  • All eligibility rules and limitations for using the selected Maryland Mortgage Program loan apply to this program.
  • If your household income does not exceed 50% AMI, this program provides $2,500.
  • If your household income is between 50% and 80% AMI, this program provides $1,500.


Maryland Department of Housing and Community Development, Maryland Mortgage Program

We're here to help.

Have more questions about this or other Baltimore City homeownership incentives? We're here to help! Send us an email or give us a call at (410) 637-3750. A Live Baltimore team member can walk you through your options.
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