Habitat for Humanity of the Chesapeake

What is Habitat for Humanity?

Habitat for Humanity is a nonprofit housing organization working in local communities across all 50 states and in more than 70 countries around the world. Habitat’s vision is of a world where everyone has a decent place to live. Habitat works toward this vision by building and improving homes in partnership with individuals and families in need of a decent and affordable place to live.

How does Habitat for Humanity’s homeownership program work?

Families and individuals in need of decent, affordable housing apply for homeownership with their local Habitat for Humanity.

Each local Habitat’s family selection committee selects homeowners based on three criteria:

• The applicant’s level of need.
• Their willingness to partner with Habitat.
• Their ability to repay a mortgage through an affordable payment plan.

As part of their willingness to partner, Habitat’s homebuyers invest hundreds of hours of their own labor, called sweat equity, working alongside volunteers and other Habitat homeowners.

Habitat for Humanity follows a nondiscriminatory policy of partner selection. Neither race nor religion is a factor in choosing Habitat’s homeowners. Habitat for Humanity of the Chesapeake is an Equal-Opportunity Lender.