A Parent’s Guide to City Living with Kids

Hey, parents: thinking about whether Baltimore City living is right for your family? Here are some common misconceptions we hear, along with information to support your decision-making.

What we hear: “I don’t want a rowhouse, so the City’s not for my family.”

What we say: Whatever you’re looking for, we have it.

Baltimore City offers a wide variety of housing options perfect for all your needs. Whether you’re looking for a community near a park or close to the water, a house surrounded by green space or near transit lines, or a cozy rowhouse, a low-maintenance condo, or a single-family detached home—Baltimore City has got it! Detached homes make up 16% of all residences and cover about 1/3 of the total land area in Baltimore City, with higher density in communities farther from downtown. We also have new construction, such as projects at Locke Landing in Baltimore Peninsula and Reservoir Square.

What we hear: “The taxes are so much higher in Baltimore City. I don’t want to pay.”

What we say: Baltimore City is the most affordable place to buy a home in the metro region.

Your monthly payment in Baltimore City is significantly lower than in any surrounding county, making it a smart financial choice despite a slightly higher property tax rate of 2.16% compared to 1.212% in Baltimore County. While the combined local and state property tax is about 1% higher, the median home sale price in Baltimore City is only $240,000—substantially less than the $365,000 in Baltimore County, $497,570 in Anne Arundel County, or $620,000 in Howard County. This means your monthly payments will be much more affordable in Baltimore City, even with the increased tax rate. Plus, with many homes priced below the median, purchasing in Baltimore City offers both value and quality of life.

What we hear: “I can’t live in the City because I have concerns about Baltimore City public schools.”

What we say: Baltimore City has more flexibility in school options than any other county.

Baltimore City families have an abundance of school options to choose from, including traditional zoned and out-of-zone public schools, public charter schools, independent schools, and homeschooling. For those whose kids are just starting school, Baltimore City has more full-day, free Pre-K seats available than any other jurisdiction. Spaces for 4-year-olds are available to any family that wants one, regardless of income. School Choice means that middle and high school students, alongside their families, can tailor their educational journey based on their interests and career goals.

Do you have additional questions about living in Baltimore City with your family? Contact us today or visit our families with children resource page for additional information.