Toni Davis-Spivey
Toni Davis-Spivey is a Mortgage Loan Officer with Neighborhood Housing Services Baltimore. She is a Residential Lending professional with extensive (35 yrs.) experience processing and originating loans, educating prospective buyers about credit and the home-buying process, and advising homeowners of their options to avoid foreclosure.
In her current position, her focus is to work with low to moderate income borrowers, educating them about the process to achieve and sustain affordable homeownership opportunities. She also mentors other Loan Officers on best practices for working with the first time home buyer.
NMLSR # 200160
Loan Officers

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- Save your recommendations for later.
- Get access to our Financial Incentives Tool.
- Connect with a Live Baltimore staff member for a one-on-one consultation.
- Get a free I ♥ City Life bumper sticker.