NHS Rapid Rehab Loan

At a Glance

Loan for home renovation up to $20,000

Who's Eligible?

Baltimore City homeowners who meet program requirements

To Get Started

For more information contact NHS at: lendingadvisor@nhsbaltimore.com or visit https://www.nhsbaltimore.org/get-a-loan/ and Download an Application

This new rehab loan allows customers to borrow up to $20,000 at a 6% fixed interest rate up to 10 years. Customers do not need to have equity in their homes to qualify, which makes this an attractive loan for new homeowners. Use this loan to cover any renovation projects or energy-efficient repairs.


This program allows you to borrow money to renovate your home.


  • Apply for up to $20,000
  • No Equity Needed
  • Receive Funds Within 30 Days
  • 6% Fixed Rate Payable up to 10 years
  • Use for Any Home Renovation Project or Energy-Efficient Repairs
  • No Income Limit
  • Baltimore City only
  • Credit Score above 680
  • Must have a bank account
  • Must demonstrate continuous employment of at least 1 year

For more information contact NHS at:


We're here to help.

Have more questions about this or other Baltimore City homeownership incentives? We're here to help! Send us an email or give us a call at (410) 637-3750. A Live Baltimore team member can walk you through your options.
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