MECU Credit Union

At a Glance
MECU Credit Union
All of Baltimore City

As a trusted Baltimore mortgage lender, MECU offers great rates, rate discounts, and cash back in the form of our loan interest rebate*. Pre-Qualify 24/7 at or 800-373-2914.

Rate Discounted Mortgage Programs

  • First Time Homebuyers – receive 0.25%** off your mortgage rate by completing an approved homeownership counseling program*.
  • Buy in Baltimore – receive 0.25%** off your mortgage rate by purchasing a home in the city of Baltimore. Offers below market rates to encourage homeownership in Baltimore City.

Why Join MECU
Credit Unions generally offer lower loan rates, higher savings rates and fewer/lower service fees. These are just a few of the benefits returned to MECU Members.

To learn about more ways Members reap the benefits of MECU Membership or to become a Member, visit us online or call 800-248-MECU (6328).

*Certain conditions apply. Subject to annual Board approval. Not available on FHA loans.
**Maximum rate discount is 0.25%. Buy in Baltimore rate discount requires a MECU checking account with direct deposit and automatic payment (direct debit) on your mortgage loan. MECU Membership is required.

Loan Officers