The First-Time Homebuyer Product is provided for the purchase or purchase and rehabilitation of a home. Eligible properties include owner-occupied 1-4 family properties, townhouses, condos, foreclosed properties, cooperatives, manufactured and mobile housing, and new construction (within 30 days of closing). PROGRAM BENEFIT This program reduces the amount of money you’ll… Read More
The Community Partners Product is provided for the purchase or purchase and rehabilitation of a home. Eligible homebuyers include current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders. Eligible properties include owner-occupied 1-4 family properties and manufactured housing. PROGRAM BENEFIT This program reduces the… Read More
The Maryland Mortgage Program (MMP) helps homebuyers in Maryland achieve their dream of homeownership through a range of programs that make purchasing and owning a home more affordable. MMP home loans are 30-year fixed-rate loans available as either Government or Conventional insured loans. Flex loans allow buyers to benefit from… Read More
The Maryland Mortgage Program (MMP) helps homebuyers in Maryland achieve their dream of homeownership through a range of programs that make purchasing and owning a home more affordable. MMP home loans are 30-year fixed-rate loans available as either Government or Conventional insured loans. 1st Time Advantage loans are designed to… Read More
The Maryland Mortgage Program (MMP) helps homebuyers in Maryland achieve their dream of homeownership through a range of programs that make purchasing and owning a home more affordable. MMP home loans are 30-year fixed-rate loans available as either Government or Conventional insured loans. 1st Time Advantage loans are designed to… Read More
Learn about all city homebuying incentives, including the employee homeownership program, at Live Baltimore’s “Introduction to Homebuying Incentives” online workshop. Learn more and register here. The Baltimore City Employee Homeownership Program is a benefit to all full-time, permanently employed individuals of Baltimore City agencies or… Read More
The Central Baltimore Homebuying Incentive Program is intended to attract potential homebuyers to seven Central Baltimore neighborhoods by providing down payment assistance to moderate-to-low-income buyers. These neighborhoods include: Abell, Barclay, Charles North, Charles Village, Greenmount West, Harwood, East Baltimore Midway, Old Goucher,… Read More
The Vacants to Value Booster program is for properties that were subject to a vacant building notice for at least one year prior to (a) rehabilitation of the property by a developer, or (b) sale of the property to a homebuyer who intends to renovate the property using a rehabilitation… Read More
The Live Near Your Work program is a partnership between Baltimore City and participating employers to encourage homeownership near places of employment. Baltimore City matches employers’ contributions between $1,000 and $2,500 in the form of a grant. The total amount of assistance depends on the employer’s participation. To get… Read More
The First-Time Homebuyers Incentive Program (formerly Community Development Block Grant (CDBG) Homeownership Assistance Program) typically provides $10,000 to $20,000+ in down payment and closing cost assistance to eligible first-time homebuyers purchasing a home in Baltimore City. The amount awarded… Read More
