CHAI’s Homebuyer Incentive Grant provides $5,000 in closing cost assistance to eligible first-time homebuyers purchasing a home in Baltimore’s 21215 zip code. The grant is fully forgivable if the borrower remains in the home for at least five years. If the property is sold or transferred before five years, a… Read More
CHAI’s Homebuyer Assistance Loan offers a 10-year term loan with zero interest. For the first 5 years, no monthly payments are required. At the start of the 6th year, the loan re-amortizes, and the borrower will begin making monthly payments for the balance of the term. PROGRAM BENEFIT This program… Read More
The Druid Heights Community Development Corporation (CDC) and Neighborhood Housing Services (NHS) offers assistance to moderate-to-low income buyers to attract potential residents in Druid Heights. PROGRAM BENEFIT This program reduces the amount of money you’ll need up-front to buy your home. ELIGIBILITY & LIMITATIONS… Read More
The Buy Back the Block program provides grants to Baltimore City residents living in and purchasing within the grant-eligible Baltimore City area. These grants do not have to be repaid. The $15,000 home purchase grant reduces the amount of money you will need up front… Read More
The Maryland Mortgage Program (MMP) helps homebuyers in Maryland achieve their dream of homeownership through a range of programs that make purchasing and owning a home more affordable. MMP home loans are 30-year fixed-rate loans available as either Government or Conventional insured loans. 1st Time Advantage loans are designed to… Read More
The Maryland Mortgage Program (MMP) helps homebuyers in Maryland achieve their dream of homeownership through a range of programs that make purchasing and owning a home more affordable. MMP home loans are 30-year fixed-rate loans available as either Government or Conventional insured loans. 1st Time Advantage loans are designed to… Read More
The Direct Homeownership Assistance Program provides down payment and closing cost assistance to eligible first-time homebuyers who (a) purchase the house they have rented and occupied for at least six months, or (b) have a household member with a disability. PROGRAM BENEFIT This program reduces the amount of money you’ll… Read More
Partner Match Programs offer additional down payment and/or closing cost assistance for qualified borrowers utilizing a Maryland Mortgage Program (MMP) loan. The Smart Keys 4 Employees program provides $1,000 in the form of a 0% deferred loan which is repayable when the home is sold or transferred, or when the… Read More
Partner Match Programs offer additional down payment and/or closing cost assistance for qualified borrowers utilizing a Maryland Mortgage Program (MMP) loan. Participating employers provide assistance to borrowers who meet the criteria established by the employer. The Department of Housing and Community Development matches the funds dollar-for-dollar… Read More
Partner Match Programs offer additional down payment and/or closing cost assistance for qualified borrowers utilizing a Maryland Mortgage Program (MMP) loan. Participating partners provide assistance to borrowers who meet the criteria established by the partner. The Department of Housing and Community Development matches the funds dollar-for-dollar… Read More
