Greater Mondawmin and Rosemont Incentive by NHS

At a Glance

$10,000 down payment and closing cost assistance, below market rate deferred loan

Who's Eligible?

Homebuyers who want to buy in the designated area

To Get Started

Complete homeownership counseling and contact Neighborhood Housing Services of Baltimore

The Greater Mondawmin and Coppin Heights Incentive by Neighborhood Housing Services of Baltimore is a $10,000 deferred loan to attract potential homebuyers to the Greater Mondawmin and Coppin Heights areas by providing down payment assistance to moderate-to-low income buyers in the neighborhoods of Greater Mondawmin and Coppin Heights. Homes in these neighborhoods may also be eligible for an additional $5,000 in down payment assistance through Project Reinvest.


This program reduces the amount of money you’ll need up-front to buy your home.


  • You must earn a homeownership counseling certificate before closing on your home.
  • You must live in this home as your primary residence.
  • Household income cannot exceed 100% AMI
  • Geographic restrictions apply. You must purchase a home in Greater Mondawmin or Coppin Heights.
  • You must use an approved lender.
  • The home may have up to four zoned residential units.


Learn More
Eligible Neighborhoods


Neighborhood Housing Services of Baltimore
Maria Smaldone
(410) 327-1200 ext. 111


We're here to help.

Have more questions about this or other Baltimore City homeownership incentives? We're here to help! Send us an email or give us a call at (410) 637-3750. A Live Baltimore team member can walk you through your options.
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