Greater Mondawmin and Rosemont Incentive by NHS

At a Glance
$10,000 down payment and closing cost assistance, below market rate deferred loan
Who's Eligible?
Homebuyers who want to buy in the designated area
To Get Started:
Complete homeownership counseling and contact Neighborhood Housing Services of Baltimore

The Greater Mondawmin and Coppin Heights Incentive by Neighborhood Housing Services of Baltimore is a $10,000 deferred loan to attract potential homebuyers to the Greater Mondawmin and Coppin Heights areas by providing down payment assistance to moderate-to-low income buyers in the neighborhoods of Greater Mondawmin and Coppin Heights. Homes in these neighborhoods may also be eligible for an additional $5,000 in down payment assistance through Project Reinvest.


This program reduces the amount of money you’ll need up-front to buy your home.


  • You must earn a homeownership counseling certificate before closing on your home.
  • You must live in this home as your primary residence.
  • Household income cannot exceed 100% AMI
  • Geographic restrictions apply. You must purchase a home in Greater Mondawmin or Coppin Heights.
  • You must use an approved lender.
  • The home may have up to four zoned residential units.


Learn More
Eligible Neighborhoods


Neighborhood Housing Services of Baltimore
Maria Smaldone
(410) 327-1200 ext. 111


We're here to help.

Have more questions about this or other Baltimore City homeownership incentives? We're here to help! Send us an email or give us a call at (410) 637-3750. A Live Baltimore team member can walk you through your options.
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