Photo by Phylicia Ghee for Live Baltimore
Financial Incentives
It pays to be a Baltimore City homeowner.
More than 50 financial incentives are available to Baltimore City homebuyers and homeowners. Browse the categories below to discover programs for you.
Explore a part of Baltimore City at Trolley Tour, a one-stop shop to discover, learn, and connect with homebuying resources in Baltimore City.
Our next Trolley Tour will be Saturday, February 7, 2026, from 8 am to 1 pm at the Henderson-Hopkins School. This FREE EVENT will give you a chance to explore Southeast neighborhoods and attend expert-led workshops. Connect with real estate professionals and homeownership counseling agencies at the City Living Fair and get all your questions answered!
Loans Programs
Down Payment & Closing Cost Incentives
Tax Credits
Renovation Incentives
Other Financial Incentives
Have more questions about Baltimore City financial incentives?
We’re here to help. Send us an email or call 410-637-3750 for one-on-one assistance.
Start Your Home Search

- Save your recommendations for later.
- Get access to our Financial Incentives Tool.
- Connect with a Live Baltimore staff member for a one-on-one consultation.
- Get a free I ♥ City Life bumper sticker.

- Save your recommendations for later.
- Get access to our Financial Incentives Tool.
- Connect with a Live Baltimore staff member for a one-on-one consultation.
- Get a free I ♥ City Life bumper sticker.
